Shop Like a Pro and Save Big With Our Visa® Credit Cards

Are you being rewarded when you shop? Get ready to shop like a pro and earn more while paying less. With a DECU Visa® credit card, you’ll enjoy low rates along with reward and cash back options. Plus, you’ll receive 0% APR* for the first 15 months. After that, enjoy a low variable standard rate based on credit qualifications.

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Cash Rewards Credit Card

  • Earn 2% cash back on gas, groceries, wholesale clubs, travel, entertainment, and dining, and 1.5% unlimited cash back on all other purchases.
  • New cardholders can earn a $100 cash bonus for spending $500 within the first 90 days**.

Rewards Credit Card

  • Earn 1 reward point for every $1 spent on your credit card.
  • Redeem reward points for a variety of merchandise and unrestricted air travel at curewards.com.
  • New cardholders can earn 10,000 bonus points for spending $1,500 in the first 90 days with our Visa Platinum Rewards Credit Card!**

Apply today and get your card in time for holiday shopping!

*Annual percentage rate. 0% APR valid for new credit card accounts only for all transactions for the first fifteen months. The introductory rate is not valid on existing Dominion Energy CU balances. After the introductory period, the rate will return to the variable rate for which you qualify. View current rates and credit card agreement and disclosure at www.dominionenergycu.org for details. Balance transfer fee is 2% or $10, whichever is greater. Cash advances, credit card checks, and balance transfers are excluded from earning rewards.

**Platinum Rewards card bonus of 10,000 points when you make $1,500 in net purchases within the first 90 days and Cash Rewards card bonus of $100 when you make $500 in net purchases within first 90 days on new credit card accounts only. Please note: CURewards® points don’t transfer – be sure to redeem any you may have before you apply for a new card. Member must meet credit qualifications and minimum line of $5,000 for new card.

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Holiday Club

Holiday Club funds will be automatically deposited into your DECU checking or savings account on November 1, just in time for holiday shopping!

Skip-A-Payment Skip-A-Payment
Skip-A-Payment Sometimes we all need a break. Members have the option to skip one qualifying loan payment a year. There’s no fee and it won’t hurt your credit score. For details or to apply visit our website and search “Skip a Payment.” The deadline to apply for 2025 is November 30.