Winner’s Corner

  • Victor Zuniga from VA won $100 in our quarterly new member drawing
  • Armani Workman from MD won $300 in our winter membership campaign
  • Nicole Brayboy from SC won $100 in our Member Spreading the Love campaign

Take Control of Your Credit

Lenders use your score to determine your creditworthiness, meaning how reliable you are when it comes to paying back debts on time. The higher your credit score, the lower the rate you pay on loans, and the more money you save.


Credit Score shown on mobile

Get Daily Updates in Digital Banking We make it easy to access your credit score, credit report, credit monitoring, education, and more for free at any time with Credit Score and More. Plus, you’ll get tips tailored to you on how to improve your score!

Get started: Simply log in to Digital Banking and click “Credit Score” on the menu. This credit score service is a “soft inquiry” and does not affect your score.

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Once a Member, Always a Member

Membership is for life. Once you’re a member, you’re always a member, even if you change jobs or retire. It’s easy to access your accounts from anywhere and you’ll continue to enjoy some of the best rates around!

June 13 on a calendar

2024 Annual Meeting

Join us for fun, food, and prizes.

Time: 11:30 am - 1:30 pm

When: June 13

Where: Dominion Energy – Innsbrook

Couple Painting Room

Home Equity Loans – A Great Resource for Debt Consolidation and More

Borrowing against the equity in your home can be a great way to consolidate debt, make home improvements or pay for other major expenses. It’s usually less expensive than credit cards and personal loans. With a Home Equity Loan, you receive your money in a lump sum at a low, fixed interest rate. This means you’ll have predictable monthly payments to help with budgeting! You may be able to consolidate debt at a much lower rate and repay over a longer term reducing your monthly expenses.

We offer home equity loans and lines in VA. Give us a call with any questions or apply online if you’re ready to get started.

Savings Certificates vs. Money Market Savings

Both of these options are great, low risk ways to grow your money at higher rates. When comparing them be sure to consider rates, accessibility, and long-term goals. At DECU both options are federally insured up to $250,000, so you can relax knowing your money is safe.


Money Market Savings:

  • The higher the balance, the more you earn
  • Convenient ATM access
  • Easy to make deposits
  • Usually lower rates than a certificate but greater liquidity if you need cash
  • No minimum balance
Man at Laptop

Savings Certificates:

  • Higher, fixed interest rates
  • Opportunity to ladder
  • Early withdrawal penalty
  • Fixed term
  • Predictable returns
  • Minimum balance of $1,000
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