Compare Credit Cards

Whether you're looking for consumer-friendly rates, cash back, rewards, or other exciting perks, we have a Visa® card that fits your lifestyle.

Purchasing power and a long list of extras

Transfer high rate balances and save. Maximize rewards. Build your credit history. Our trustworthy cards are loaded with benefits and lots of security features to keep you safe - all while minimizing fees. Choose the one that's right for you.

Cost control
No annual fees and low interest rates that save you money.
Ultimate protection
All Visa® cards come with ID theft protection and Zero Liability for unauthorized purchases.
Great beginnings
Pay no interest on transactions made in the first 18 months.

0% APR* for 18 months. After that, enjoy variable standard rates as low as 13.15 APR*.

View Rates
Cash Rewards Credit Card

It's easy to earn a $100 introductory bonus2. After that, you'll enjoy a generous cash back policy plus discounts on merchandise, travel and more.

  • 2% cash back on groceries, gas, travel, entertainment, and dining
  • 1.5% cash back on all other purchases
  •  Enjoy Visa® Signature Card Concierge and Perks
Rewards Credit Card

Earn 10,000 bonus points by spending $1,500 in first 90 days.1

Earn points for everyday purchases and then redeem them for rewards that include gift cards, electronics, and unrestricted air travel.

  • Earn one reward point for every $1 spent on your credit card
  • Easily redeem points online at curewards.com
  • Earn 10,000 bonus points by spending $1,500 in first 90 days1
Low Rate Credit Card

A credit card with an extra low rate can save you a fistful of dollars in monthly interest payments.

  • Save by transferring balances from higher interest cards
  • Link credit card to your smartphone for one-tap purchases
  • Enjoy ID theft protection and credit score assistance
  • Standard rates as low as 12.65% APR*

Frequently Asked Questions

It’s easy to apply for a credit card – and you can apply at the same time you join! Here are several ways to apply:

Already a member? Log on to Digital Banking and click "Loan Applications."

  • Apply online. If you’re not already a member, submit a membership application at the same time.
  • You may also apply by phone by calling 800-268-6928.
  • Applications may be secure emailed, mailed or faxed to Dominion Energy Credit Union.

You can check your credit card balance by:

  • Signing in to Digital Banking. Your credit card with the balance will be listed on the main page after you log in, or select "View My Visa®"
  • Use our convenient Card Control App.
  • Calling our Member Service Department at 800-268-6928. If after hours, follow the prompts to hear your balance.
  • Calling 866-820-5967 and follow the prompts.
    If this is the first time you are checking your credit card balance in Digital Banking:
    1.    Sign in to Online/Mobile Banking
    2.    Click "View My Visa®"
    3.    You will be directed to the “Add Card” page. Add the information requested and click “Submit."
    Your credit card balance can also be found on the home screen of your Digital Banking account. 

It’s easy to transfer balances and it could help you save big and pay down debt faster! Here are easy ways to transfer:

  • Log into digital banking > View My Visa® > services > balance consolidation
  • Complete and return the balance transfer request form here
  • Call Member Services at 800-268-2698 or visit a branch

You will need to complete a credit card application and meet credit qualifications for the new card.
Please note, while you can transfer over your DECU balances, any CURewards points/Cash Rewards must be redeemed before changing cards as they will not carry over. Balances transferred from one DECU card to another do not qualify for cash back, CURewards, special introductory rates and other offers for new cards. Any new purchases will only qualify for the 0% introductory rate if the card was opened within the initial introductory period, currently 18 months.

You can apply for loans and credit cards at the same time you join! There is no waiting period before you can take advantage of all our member benefits. The moment you become a member, you can start applying for auto loans, mortgages, and every other service we have to offer.

  1. Sign in to Online Banking.
  2. Click “View My Visa®”
  3. Click “Statements” on the right side of the screen.
  4. Click “eStatement Enrollment”
  5. Follow the prompts.

Please note you will need to have pop-ups enabled and be able to view PDFs
You can also sign up quickly and easily using our Card Control App.

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Simplify life and save on interest by consolidating high rate cards into one monthly payment at a lower rate.

* Annual percentage rate. 0% APR valid for new credit card accounts only for all transactions for the first eighteen months. The introductory rate is not valid on existing Dominion Energy CU balances. After the introductory period, the rate will return to the variable rate for which you qualify, currently 13.15% - 23.15% APR as of September 3, 2023 and subject to change. View current rates and credit card agreement and disclosure for details.

Balance transfer fee is 2% or $10, whichever is greater (excludes existing DECU cards converting to Cash Rewards). Cash advances, credit card checks, and balance transfers are excluded from earning rewards.

1 Platinum reward card bonus of 10,000 bonus points when you make $1,500 in net purchases within the first 90 days on new accounts only.

2 Cash reward card bonus of $100 when you make $500 in net purchases within first 90 days on new accounts only.

Dominion Energy Credit Union, headquartered in Richmond, Virginia, is a full-service financial institution that serves Dominion Energy employees and offers low interest rate credit cards including cash back and rewards card options.