- Homebuying
Strapped for cash? Borrowing against your home’s equity could free up funds for all kinds of expenses. Discover the ins and outs of home equity financing, and see whether this approach is right for you.
- Credit Scores
A credit score is a three-digit number that is a fast objective estimate of your credit risk based on a snapshot of your credit report at a particular moment. Lenders use this number to make a prediction about how you will behave in the future. A good score will vary from lender to lender.
- Financial Security
Online shopping is the ultimate in consumer convenience, but it may make you more vulnerable to identity theft.
- Money Management
Rewarding careers don't always come with a steady paycheck. For people who work in agriculture, construction, tax preparation, entertainment, landscaping or other types of freelance and seasonal businesses, income may vary wildly depending on the time of year. This uneven cash flow makes budgeting especially challenging, but it's by no means impossible.
- Miscellaneous
Are you using your safe deposit box correctly? Some items can be digitized now and don’t need to take up the space. Others are better kept in a fireproof home safe deposit box, or should exist in multiple copies.
- Homebuying
Sometimes it's smarter to buy certain items according to the season, like sweaters near the end of winter and swimsuits in late summer. But what's the best season for buying a house? The answer is fall.