First-Time Homebuyers

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Step 1

Get pre-qualified

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Ready to get started? Contact our team and get a quote.

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Frequently Asked Questions

How soon can I apply for a loan or credit card after I join?

You can apply for loans and credit cards at the same time you join! There is no waiting period before you can take advantage of all our member benefits. The moment you become a member, you can start applying for auto loans, mortgages, and every other service we have to offer.

How do I apply for a mortgage?

Click here to apply for a mortgage. We currently offer first mortgages on primary and second homes in Virginia, North Carolina, South Carolina, and Ohio. Our online mortgage portal makes it super easy to apply and gives you control so you can check the status every step of the way

Do you offer land only or home construction loans?

At this time, we do not offer land only or home construction loans.

To speak to someone in our Mortgage Department please call 866-300-8240 or email decumortgage@dominionenergy.com

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Dominion Energy Credit Union, headquartered in Richmond, Virginia, is a full-service financial institution that serves Dominion Energy employees and offers convenient digital banking services and Bill Payer so members can manage their money from anywhere.