Mortgage Category

First homes and forever homes. Brand new or with a touch of history. Whatever you're looking for in a place to live, we have a mortgage that's a perfect fit.

Heading to introduce subpages

Purchases

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Nulla felis leo, feugiat in tortor consectetur, aliquam bibendum dui. Etiam sit amet venenatis erat. 

  • Features/benefits/rates
  • Features/benefits/rates
  • Features/benefits/rates
Refinances

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Nulla felis leo, feugiat in tortor consectetur, aliquam bibendum dui. Etiam sit amet venenatis erat. 

  • Features/benefits/rates
  • Features/benefits/rates
  • Features/benefits/rates
First-Time Homebuyer

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Nulla felis leo, feugiat in tortor consectetur, aliquam bibendum dui. Etiam sit amet venenatis erat. 

  • Features/benefits/rates
  • Features/benefits/rates
  • Features/benefits/rates
Mortgage Options

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Nulla felis leo, feugiat in tortor consectetur, aliquam bibendum dui. Etiam sit amet venenatis erat. 

  • Features/benefits/rates
  • Features/benefits/rates
  • Features/benefits/rates
Mortgage Resources

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Nulla felis leo, feugiat in tortor consectetur, aliquam bibendum dui. Etiam sit amet venenatis erat. 

  • Features/benefits/rates
  • Features/benefits/rates
  • Features/benefits/rates
Effective Date: February 23, 2024
Product Rate APR** Points P&I
30 Year7.250%7.392%0.2500$1,662.80
20 Year7.000%7.164%0.1250$1,889.79
15 Year6.875%7.044%0.0000$2,173.89
10 Year6.625%6.888%0.1250$2,783.26
5:5 ARM6.250%6.348%0.0000$1,500.81
FHA 30 Year7.625%7.956%0.2500$1,725.25
VA 30 Year7.625%7.788%0.3750$1,725.25

Make Your Dreams a Reality

For a custom quote and consultation on a purchase or refinance, contact one of our specialists using the form below.

Mortgage Education Series

Check out these quick videos for an easy-to-understand overview of everything mortgage – from payments to loan types, terms, refinancing, and first time homebuyers tips.

Loan Types
Anatomy of a Mortgage Payment
Interest Rates

Frequently Asked Questions

You can apply for loans and credit cards at the same time you join! There is no waiting period before you can take advantage of all our member benefits. The moment you become a member, you can start applying for auto loans, mortgages, and every other service we have to offer.

Click here to apply for a mortgage. We currently offer first mortgages on primary and second homes in Virginia, North Carolina, South Carolina, and Ohio. Our online mortgage portal makes it super easy to apply and gives you control so you can check the status every step of the way

At this time, we do not offer land only or home construction loans.

  • To speak to someone in our Mortgage Department please call 866-300-8240 or email decumortgage@dominionenergy.com