Mortgage Options
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At Dominion Energy Credit Union, we make homebuying more affordable.
- As little as 3% down for first-time homebuyers on conventional loans
- 5:5 ARM with a 10% down and no private mortgage insurance
- FHA loans with as little as 3.5% down and flexible credit qualifications
- VA loans with little to no money down for qualifying applicants
Make Your Dreams a Reality
For a custom quote and consultation on a purchase or refinance, contact one of our specialists using the form below.
Mortgage Rates
Frequently Asked Questions
You can apply for loans and credit cards at the same time you join! There is no waiting period before you can take advantage of all our member benefits. The moment you become a member, you can start applying for auto loans, mortgages, and every other service we have to offer.
Click here to apply for a mortgage. We currently offer first mortgages on primary and second homes in Virginia, North Carolina, South Carolina, and Ohio. Our online mortgage portal makes it super easy to apply and gives you control so you can check the status every step of the way
At this time, we do not offer land only or home construction loans.
- To speak to someone in our Mortgage Department please call 866-300-8240 or email decumortgage@dominionenergy.com
Cards to fit every lifestyle
From earning rewards to competitive rates, our credit cards are the perfect combination of perks, convenience and security.
Dominion Energy Credit Union, headquartered in Richmond, Virginia, is a full-service financial institution that serves Dominion Energy employees and offers convenient digital banking services and Bill Payer so members can manage their money from anywhere.