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We offer better rates so you can build your life and save for your future.

Loans | Savings | Certificates | Credit Cards

Earn more, pay less

To view our mortgage rates, please visit our mortgage center.

Loans Current as of: Oct 1, 2020

Type Term APR
New and Used Vehicle TEST 48 months 2.50%*
Type 60-66 months TEST 2.99990%*
72 months 3.25%*
84 months (New Vehicles Only) 3.50%* TEST
Motorcycle, Boat, RV & Other Secured 36 months 4.80%*
48 months 4.75%*
60 months 5.00%*
72 months 5.25%*
84 months 5.50%*
Personal Loans - 7.75%*
Home Equity Loans Fixed Rate 4.74%**
Line of Credit 4.99%**

* Rate shown includes a 1/4% discount for repayment by payroll deduction or automatic transfer from your Credit Union account. Rates are based on your credit qualifications, terms and line of credit. Please contact the Credit Union (1-800-268-6928) to find out what rate and term you qualify for. Interest rates may change daily.
**Only available in VA. Subject to loan-to-value and credit qualifications. Minimum loan amount is $15,000. Minimum line amount of $15,000 and minimum initial draw of $2,500 on line. Other restrictions may apply. If you close a home equity line or pay off a home equity loan within 36 months after getting it, you may be required to reimburse the credit union for closing costs. Title Insurance may be required.

Savings Current as of: Oct 1, 2020

Type Tiers APY Compounded
$100-$24,999.99 .10% Monthly
Wealth Maximizer Money Market Savings $100,000 and up .90% Monthly
Type Tiers 5.00% Monthly TEST
$50,000-$99,999.99 .80% Monthly
$100-$49,999.99 .10% Monthly
Wealth Builder Money Market Savings 2 $25,000 and up .60% Monthly
$100-$9,999 .10% Monthly
Savings Account $1,000 and up .30% Quarterly
$1,000-$4,999.99 .20% Quarterly
TEST $100-$999.99 .10% Quarterly
Christmas Club TEST .05% TEST Monthly

Wealth Maximizer and Wealth Builder Money Market Savings: Rates will be effective for the month of March 1, 2020.
Savings Account: Dividends were paid to accounts on record as of September 30, 2017.
Christmas Club: A $20 penalty is imposed if club is closed or payroll deduction is reduced before November 1 maturity.
All: A $15 fee will incur if more than six electronic withdrawals are made per month.
Applicable to Wealth Builder, Wealth Maximizer and Basic Savings Accounts: Minimum average balance to earn an APY is $100.00. Dividends calculated on average daily balance.

Certificates Current as of: Oct 1, 2020

Type Term APY Compounded
Savings Certificates**
Minimum balance to open is $1,000.
60 Months 2.10% Quarterly
36 Months 1.60% Quarterly
24 Months 1.35% Quarterly
12 Months 1.15% Quarterly
6 Months .75% Quarterly
Savings Certificate - Bump Account (a)
Minimum balance to open is $1,000.
36 Months 1.50% Quarterly

**A penalty will be imposed for early withdrawals. (a) The 36 month Bump Account allows the account owner to request a rate adjustment on the account to the then current rate for the 36 month Bump Account once during the term of the account. The remaining term and maturity date do not change. This account renews as a 36 month regular savings certificate upon maturity.

Credit Cards Current as of: Oct 1, 2020

Type Rate
Platinum and Platinum Rewards, Cash Rewards
APR on Transactions in first 12 months
Type goes here 5.00
Annual Percentage Rate (APR) for Purchases
9.40% - 18.40%**
Platinum Rewards
Annual Percentage Rate (APR) for Purchases
10.40% - 19.40%**
Cash Rewards
Annual Percentage Rate (APR) for Purchases
11.40% - 20.40%**
Cash Advance Fee 2% or $10, whichever is greater for each transaction
Balance Transfer Fee 2% or $10, whichever is greater for each transaction
Annual Fee None

See agreement and disclosure here.

* Annual percentage rate. 0% APR valid on all transactions for the first twelve months on new cards only. The introductory rate is not valid on existing Dominion Energy CU balances. After the introductory period, the rate will return to the variable rate for which you qualify.
** Variable rate based on credit qualifications.

Proudly Serving Dominion Energy Employees & Their Families

Since 1940 our goal remains the same; to help Dominion Energy employees save more and reach their goals faster. From checking and mobile banking, to low interest auto loans and surcharge-free ATMs, we make banking easy.

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Dominion Energy Credit Union